Mortgage Credit Transfer
BCE cuts interest rates and housing loan installments will continue to experience relief.
With the new cut in interest rates, those with variable rate mortgages will continue to feel some relief in the coming months.
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Home Credit Transfer
Mortgage Credit Transfer
Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.
If your credits are weighing on your budget, there are solutions within your reach. Renegotiating, transferring, or consolidating credits can help you save, simplify, and regain control of your money.
Housing Credit Acquisition
Home credit: Monthly payments may decrease by around €100 in March.
The recent drops in Euribor rates bring good news for those with mortgage revisions in March. Depending on the loan amount and term, the monthly installment can decrease significantly, providing some financial relief to families.
Mortgage Credit Transfer
How to start 2025 with a tidy wallet: From credit and insurance transfers to consolidated credit.
To start the year with a tidy wallet requires planning, organization, and a careful analysis of your personal finances. Learn how to do it in your credit and insurance products.
Present
December brings new decrease in house installments
According to simulations, housing installments decrease in December on home loans with variable interest rates indexed to the Euribor.
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Home loan installments with Euribor decrease up to 130 euros in November.
Check the values through these simulations.
Mortgage Credit Transfer
Mortgage credit transfer: What you need to know to switch banks.
If you want to transfer your home loan from a bank, here is everything you need to know to make an informed decision.
Present
House payments with Euribor decreases between €24 and €81 in September.
With the cut in benchmark interest rates, Euribor rates continue to decrease, leading to a progressive reduction in monthly payments for variable rate housing loans. Find out how much they could decrease in September.
Mortgage Credit Transfer
Home loan: Interest rate on new contracts decreases for the 9th consecutive month.
It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.
Tips
Financial anxiety: Half of the Portuguese feel when thinking about their finances.
A study conducted in Portugal concluded that about half of the citizens feel financial anxiety when thinking about their personal finances. Get to know all the revealed data, next.
Mortgage Credit Transfer
Credit for housing with Euribor: Installments decrease in July.
Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.
Mortgage Credit Transfer
New home loan contracts with mixed rates reach record levels.
The hiring of new mortgage loans with a mixed interest rate reached a record weight totaling 75% of the processes in April, according to the Bank of Portugal (BdP). Understand better next.
Mortgage Credit Transfer
Loans at risk increased in 2023. How to decrease risk?
Even though default has decreased throughout 2023, risky loans have increased. Check out the numbers and learn how to reduce the risk of defaulting on your credit.
Mortgage Credit Transfer
European Central Bank cuts interest rates for the first time since 2016.
The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 following the tightening cycle of monetary policy started in 2022, easing loans for families. Check out the numbers.
Mortgage Credit Transfer
Mortgage with Euribor? Your installment will decrease in June.
If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.