Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
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Variable Rates
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Housing Credit Acquisition
Mortgage interest rate drops for the 2nd consecutive month.
It is the second consecutive month that home loan interest rates have decreased: Understand the data involved and how to access the best rates in this financing.
Mortgage Credit Transfer
Mortgage credit: Average interest rate decreases in December
The average interest rate on home loans dropped for the 3rd consecutive time in December 2023. Find out which values are at stake next.
Mortgage Credit Transfer
Mixed rate was the contracted regime in 71% of home loans in 2023.
The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).
Housing Credit Acquisition
Housing credit: Interest deduction in IRS only for contracts until 2011.
Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.
Mortgage Credit Transfer
ECB keeps interest rates unchanged at 1st meeting of the year
The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.
Mortgage Savings Credit
Mortgage credit: Average annual interest rate settles at 3.612% in 2023
Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.
Mortgage Savings Credit
Interest rates will lower in the summer? Lagarde assumes possibility.
Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.
Mortgage Credit Transfer
Inflation rate in the euro area increases in December
After a downward cycle for seven months, the inflation rate in the Eurozone is now increasing again in December, according to Eurostat data. Understand what is at stake and how to ensure greater budget stability, in the face of the instability of the current economic situation.
Mortgage Credit Transfer
Do you have a mortgage? 2024 brings relief from monthly installments.
For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.
Mortgage Credit Renegotiation
Portuguese citizens believe the standard of living will worsen: How to prepare?
According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?
Mortgage Credit Renegotiation
House installment linked to 3-month Euribor will decrease in December and January.
For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.
Mortgage Credit Transfer
Interest rates: "Time will be given to see their effect on the economy"
At an event in Berlin, the President of the European Central Bank (ECB) had the opportunity to speak about the current state of interest rates. Stating that "it is not yet time to proclaim victory," she explains that we are now in a phase of unchanging rates, in order to give "some time to see its effect on the economy".
Mortgage Credit Transfer
I was under the PARI. Can I fix the house payment?
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.