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Implicit interest rate
Taxa de juro do crédito habitação desceu para 3,830% em fevereiro
Housing Credit Acquisition

The home loan interest rate dropped to 3.830% in February.

The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.

25 Mar 20251 min

Crédito habitação: Taxa de juro implícita diminui novamente em janeiro
Housing Credit Acquisition

Mortgage credit: Implicit interest rate decreases again in January.

Reduction in rates reflects in lower monthly installments for newer contracts.

11 Mar 20251 min

Crédito habitação: Taxa de juro diminui novamente em dezembro
Housing Credit Acquisition

Mortgage credit: Interest rate decreases again in December.

The mortgage interest rate fell to 4.091% in December, showing a decrease from the previous month, but still above the value of the same period in 2023, according to INE data.

29 Jan 20252 min

Taxa de juro na habitação desce pelo 10.º mês em novembro para 4,186%
Housing Credit Acquisition

Interest rate on housing loans drops for the 10th month in November to 4.186%.

The implicit interest rate on home loans fell by 9.1 basis points in November, settling at 4.186%, down from 4.524% in November 2023.

08 Jan 20252 min

Taxa de juro na habitação desce para 4,277% pelo 9.º mês em outubro
Housing Credit Acquisition

Interest rate on housing loans drops to 4.277% for the 9th month in October.

The implicit interest rate on housing credit continued to fall in October, marking the 9th consecutive month of decline, reaching 4.277%.

02 Dec 20242 min

Crédito habitação: Taxa de juro desceu pelo 8.º mês consecutivo
Housing Credit Acquisition

Mortgage credit: Interest rate dropped for the 8th consecutive month.

In September, the implicit interest rate on housing loans fell for the 8th consecutive time, reaching 4.362%. Although still higher than the same period last year, according to the National Institute of Statistics (INE).

07 Nov 20241 min

Crédito habitação: Taxa de juro diminui pelo 7.º mês consecutivo
Housing Credit Acquisition

Mortgage credit: Interest rate decreases for the 7th consecutive month.

Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.

27 Sep 20242 min