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Housing Credit Renegotiation

Renegotiation of housing credit: How to improve the conditions of your loan

Notice how you can renegotiate the conditions of your housing loan to improve them.

Home loan: Interest rate on new contracts decreases for the 9th consecutive month.

It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.

Mortgage Credit Renegotiation

Mortgage credit: Early repayments and renegotiations increased (a lot) in 2023.

In 2023, it was possible to verify that early refunds and renegotiations significantly increased. According to the Bank of Portugal (BdP), this could be associated with the temporary suspension of fees. Understand better next.

Mortgage Savings Credit

Average interest rate on new loans drops to 4.03% in January.

The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.

Mortgage Credit Renegotiation

Home loan: Renegotiation and mixed-rate were preferred in January.

January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).

Mortgage Credit Renegotiation

Mortgage renegotiations increase 5 times more in 2023.

Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.

Mortgage Savings Credit

Ministry of Finance highlights that "inflation rate is at the lowest value in the last two years."

In a social network, the Ministry of Finance highlighted that the inflation rate recorded in December was the lowest in recent years. Understand it better, next.

Mortgage Credit Renegotiation

IRS: 2024 brings decrease in rates for the first five brackets

The year 2024 continues to bring favorable news in the financial landscape: what you pay in income tax may decrease, depending on your income bracket. Find out if you are included, then how to further ease your monthly budget.

Mortgage Credit Renegotiation

PARI and PERSI: What are these processes in credit default?

The terms PARI and PERSI refer to processes that banks initiate in order to prevent customer default on their loans, or to act after default. Understand better what they mean and how they work.

Housing Credit Acquisition

House installment fix: Bank can analyze your financial capability.

Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.

Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

Mortgage Savings Credit

Saving on mortgage: Discounted interest rates date back to January.

So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.

Mortgage Savings Credit

Redeem PPR to pay off mortgage? Find out how at:

Do you have a Retirement Savings Plan (PPR) and want to withdraw funds early to pay off your mortgage? This is a process you can go through, but with certain conditions.

Mortgage Credit Transfer

Interest rates will continue to rise? Find out what to do with your housing credit.

At the annual meetings of the International Monetary Fund (IMF) and the World Bank in Marrakech, Morocco, the chief economist predicted the continuation of high interest rates, which could "push the poorest countries into bankruptcy". But what to do in the face of the continuous rise in interest rates, if you have a home loan?

Housing Credit Acquisition

OE2024: What is expected in housing and how to prepare for it.

The measures for housing in 2024 have been strengthened and detailed in the new State Budget. We explain in this article what changes for the next year and how to prepare at the level of housing credit.