No ano de 2023, foi possível verificar que os reembolsos antecipados e as renegociações aumentam significativamente. Segundo o Banco de Portugal (BdP), poderá estar associado à suspensão temporária das comissões. Perceba melhor em seguida.
Um estudo feito em Portugal concluiu que cerca de metade dos cidadãos sentem ansiedade financeira ao pensar nas suas finanças pessoais. Conheça todos os dados revelados, em seguida.
O esforço das famílias para comprar e arrendar casa subiu face ao mesmo período o ano passado. Perceba o aumento e como pode baixar a taxa de esforço.
The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.
January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
In a social network, the Ministry of Finance highlighted that the inflation rate recorded in December was the lowest in recent years. Understand it better, next.
The year 2024 continues to bring favorable news in the financial landscape: what you pay in income tax may decrease, depending on your income bracket. Find out if you are included, then how to further ease your monthly budget.
The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.
The terms PARI and PERSI refer to processes that banks initiate in order to prevent customer default on their loans, or to act after default. Understand better what they mean and how they work.
Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
Are you in default with your home loan? The PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.
So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.
Do you have a Retirement Savings Plan (PPR) and want to withdraw funds early to pay off your mortgage? This is a process you can go through, but with certain conditions.