Housing Credit Acquisition
What is LTC and LTV in credit?
Do you know the purpose of Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios in financing? Find out more.
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LTV
Housing Credit Acquisition
Home credit: Why is it considered the lowest value between acquisition and evaluation for LTV?
For home credit - housing, some measures are used to determine the loan risk for the bank. Understand what LTV is and why the lower value between acquisition and evaluation is used to calculate it.
Housing Credit Acquisition
Why does the financing limit vary depending on the purpose of housing?
Currently, there are limits applied to housing credits, but they differ depending on the purpose given to the property. Why is there this differentiation? Read the explanation from the Bank of Portugal (BoP) below.