Articles about:

Noncompliance
Empréstimos em risco aumentaram em 2023. Como diminuir o risco?
Mortgage Credit Transfer

Loans at risk increased in 2023. How to decrease risk?

Even though default has decreased throughout 2023, risky loans have increased. Check out the numbers and learn how to reduce the risk of defaulting on your credit.

19 Jun 2024 • 4 min

Estudo aponta para aumento de incumprimentos e menos dinheiro
Tips

Study points to increase in defaults and less money.

Inflation continues to show no significant decrease and the prices of products and services have remained a problem for the wallets of Portuguese people. According to a study, due to this situation, the increase in payment defaults has become increasingly evident. Find out what is at stake.

28 Mar 2024 • 3 min

Estive ao abrigo do PARI. Posso fixar a prestação da casa?
Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

21 Nov 2023 • 4 min

Garantia hipotecária e crédito hipotecário: Quais as diferenças?
Housing Credit Acquisition

Mortgage guarantee and mortgage credit: What are the differences?

A mortgage guarantee can be associated with a housing loan, but not only! There are other types of guarantees and other types of mortgage loans. It's true... find out everything in this article.

29 Sep 2023 • 4 min

Entrei em incumprimento do crédito habitação, tenho de pagar juros de mora?
Housing Credit Acquisition

I defaulted on my mortgage, do I have to pay late fees?

Not complying with the repayment obligations of a loan such as a housing credit implies having consequences, such as interest and fees. One of them being late interest, which adds to the outstanding amount. Let's see how much this amount can be.

21 Sep 2023 • 4 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.