Articles about:

Public guarantee

Young funding up to 100% can now be granted by authorized financial corporations.

Authorized financial societies will now be able to provide 100% financing to young people up to 35 years old with the measure of public guarantee.

Housing Credit Acquisition

In 2024, 43% of new housing credits are young people up to 35 years old.

Almost half of the housing credits in 2024 were contracted by young people up to 35 years old, driven by new government incentives.

Housing Credit Acquisition

This young couple saved about 60,000 euros by accessing 100% home financing.

This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.

Present

With the fall of the government, what happens to the Young IRS and the public guarantee to buy a house?

Do the measures remain or are they suspended? Clarify your doubts here.

Housing Credit Acquisition

Is there a maximum financing term for young mortgage credit with public guarantee?

Home loans for young people up to 35 years old with public guarantee have a maximum term for financing with the same rules as conventional home loans.

Housing Credit Acquisition

Public guarantee in housing credit depends directly on the financed amount.

The public guarantee offered by the State in housing credit is directly related to the amount financed by the bank.

Housing Credit Acquisition

High effort rates limit young people's access to public guarantees in housing loans.

Access by young people to state guarantees in housing credit has faced significant challenges, with the main obstacle being the high level of effort required to benefit from this support.

Housing Credit Acquisition

Public guarantee for 100% of credit compromises the debt-to-income ratio criterion.

The new measure of support for young people will make it easier to purchase property with credit for those who do not have savings for a down payment, but will increase the monthly payments and, consequently, the burden rate of borrowers.

Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

Housing Credit Acquisition

Buying a house: Public guarantee must come into force by September at the latest.

The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.

Housing Credit Acquisition

Public guarantee for the purchase of a home by young people expires after paying the 15% percent.

The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.

Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.