When hiring a home loan, having a co-applicant or guarantor can improve financing conditions. With Father's Day approaching, find out if it is possible to contract a loan together, and how the process works.
Are you going to buy a house as a couple, but the values will be unevenly distributed? Or have you already acquired the property as a couple, but paid for the purchase alone? Know that there are ways to prevent yourself before signing the deed, or protect yourself legally in situations that were only "talked about".
The stress test applied by banks to clients' incomes applying for mortgage credit has been minimized, so that more Portuguese people can have their credit proposals approved. The measure imposed by the Bank of Portugal is now in force. Understand how it will work if you want to apply for a mortgage credit next year.
Can I get a home loan with multiple holders? And what if it's with a friend? These are pertinent questions that arise when buying a house. Therefore, let's see how it works legally.