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Home Loan Documents
Crédito habitação: BdP alivia teste de esforço exigido aos mutuários
Housing Credit Acquisition

Home loan: BdP eases stress test required for borrowers.

Looking to apply for a housing loan? We have good news for you: The Bank of Portugal (BdP) eased one of the requirements imposed on customers, making access to this type of financing easier. Understand what changes in the stress test required by banks, in this article.

17 Oct 20233 min

How much does it cost to get a mortgage?
Housing Credit Acquisition

How much does it cost to get a mortgage?

Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.

11 Aug 20235 min

Housing credit: How to know if I have financial capacity?
Housing Credit Acquisition

Housing credit: How to know if I have financial capacity?

To proceed with a loan request for your new home, you must go through preliminary phases: it is necessary to know beforehand if you have the ability to pay a loan installment every month. Find out in this article how this pre-process works.

11 Aug 20234 min

Disabled individuals: How does subsidized housing credit work?
Housing Credit Acquisition

Disabled individuals: How does subsidized housing credit work?

Need to hire a home loan and have a disability equal to or greater than 60%? Know that you are entitled to special conditions, with a discounted interest rate. Learn about home loans for people with disabilities in this article.

11 Aug 20234 min

Mortgage for foreigners: What documents are required?
Housing Credit Acquisition

Mortgage for foreigners: What documents are required?

Are you a foreigner considering applying for a home loan in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms of conditions for locals, and what documents banks may request from you.

11 Aug 20234 min

Buying a house with a housing loan: What documents will the bank ask from me?
Housing Credit Acquisition

Buying a house with a housing loan: What documents will the bank ask from me?

In order to analyze the risk level for a home loan, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the home loan, and how to choose the appropriate bank.

10 Aug 20234 min