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Home Loan Documents
Crédito habitação: BdP alivia teste de esforço exigido aos mutuários
Housing Credit Acquisition

Mortgage credit: BdP eases stress test required for borrowers.

Looking to hire a home loan? We have good news for you: The Bank of Portugal (BdP) has eased one of the requirements imposed on clients, making it easier to access this type of financing. Understand what changes in the stress test required by banks in this article.

17 Oct 20233 min

How much does it cost to get a mortgage?
Housing Credit Acquisition

How much does it cost to get a mortgage?

Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.

11 Aug 20235 min

Crédito habitação: Como saber se tenho capacidade financeira?
Housing Credit Acquisition

Mortgage: How to know if I have financial capability?

To move forward with a loan application for your new home, you must go through previous phases: you need to know beforehand if you have the ability to pay a credit installment every month. Find out in this article how this pre-process works.

11 Aug 20234 min

Portadores de deficiência: Como funciona o crédito habitação bonificado?
Housing Credit Acquisition

People with disabilities: How does subsidized housing credit work?

Need to hire a housing loan and have a disability equal to or greater than 60%? Know that you are entitled to special conditions, with a subsidized interest rate. Learn about the housing loan for people with disabilities in this article.

11 Aug 20234 min

Crédito habitação para estrangeiros: Quais os documentos necessários?
Housing Credit Acquisition

Mortgage for foreigners: What documents are needed?

Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.

11 Aug 20234 min

Comprar casa com crédito habitação: Que documentos o banco me vai pedir?
Housing Credit Acquisition

Buying a house with a mortgage: What documents will the bank ask me for?

In order to analyze the risk level for a mortgage credit, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the mortgage credit, and how to choose the appropriate bank.

10 Aug 20238 min