O seguro de vida é contratado, maioritariamente, no decorrer de um crédito habitação e apenas com as coberturas de morte e invalidez. Mas é possível precaver-se de doenças graves através deste seguro também. Saiba como.
Tendo Portugal diversas zonas de risco de sismo, é essencial que as habitações estejam protegidas. Esse é o objetivo de um seguro multirriscos. Proteger casas e respetivos recheios nestes casos. Saiba como funciona e como contratar.
Com a mais recente ocorrência do sismo em Portugal, a Associação Portuguesa de Seguradores (APS) alerta para a necessidade de ter a cobertura de fenómenos sísmicos no seguro mutlirriscos habitação. Perceba melhor em seguida.
What does the concept of "claim" mean in a life insurance policy? Find out next.
It is possible to identify life insurance policies associated with a deceased person by requesting information from the Insurance and Pension Funds Supervisory Authority (ASF). Find out how to make the request and what to do if you are the beneficiary of the insurance.
Tried to participate in a claim regarding your life insurance and the insurer did not assume responsibility? Understand the possible reason behind it.
Want to save on your insurances? Find out how Poupança no Minuto's insurance brokers helped these customers achieve savings of over five thousand euros per year.
Hired an insurance and need to define and update the insured capital? Learn how to choose this value and how to update it later.
Are you starting a business and need to hire the mandatory insurance for a company? Find out which ones you need and how to streamline the process.
Want to hire insurance, but heard about the waiting period? Let us explain what this concept is and its objective.
The insurance company was acquitted of paying compensation to the insured's daughter who was diagnosed with cancer shortly after the contract was signed. The Court ruled in favor of the insurance company, stating that the insured already had symptoms indicative of the disease, which were not disclosed in the pre-contract health questionnaire. Understand what is at stake.
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.