Latest

Piscina com movimentações de água azul cristalina
Supports and subsidies

Right to vacation: know how many days you have, when to schedule, and how to manage the allowance without constraints.

In 2026, with inflation still affecting the cost of living and a more flexible job market, it is essential to understand how holiday legal rules work, when you should receive them, and how to fit them into your budget in a balanced way.

13 May 20264 min

Viagens 2026: Como planear as suas férias sem comprometer o orçamento
Tips

2026 Travel: How to plan your vacation without compromising the budget.

Planning vacations is a matter of financial strategy. In a context of higher costs and greater pressure on family budgets, trips require more planning and analysis. The good news? In 2026, there are increasingly more tools to organize a complete trip, tailored to everyone's budget.

12 May 20263 min

Férias 2026: Como poupar nas viagens sem ultrapassar o orçamento
Tips

2026 Vacation: How to save on trips without exceeding the budget.

Planning vacations is a matter of financial strategy. In a context of higher costs and greater pressure on family budgets, travel requires more planning and analysis.

08 May 20263 min

Calendário verde, com caneta e clipe da mesma cor.
Taxes

Calendário fiscal de maio 2026: As datas e obrigações que não pode falhar

O mês de maio é um dos mais importantes do calendário fiscal português. IRS, IVA, Segurança Social e pagamento de impostos e basta um prazo ignorado para gerar avisos, coimas e juros desnecessários.

04 May 20264 min

Consultar o estado da declaração de IRS: Guia passo a passo
Taxes

What do the statuses in your IRS statement mean?

Submitted your IRS return and want to understand the progress of your declaration to know when you will receive the refund or have to pay additional tax? Understand the meaning of each status next.

23 Apr 20262 min

Relógio verde ao centro, com artigos de papelaria à volta, num fundo roxo.
Taxes

Prazos do IRS 2026: Quando entregar, receber o reembolso ou pagar

Os prazos do IRS em 2026 são importantes para quem quer evitar coimas, saber quando pode receber o reembolso e perceber até quando tem de pagar imposto, caso receba nota de cobrança. A declaração referente aos rendimentos de 2025 deve ser entregue entre 1 de abril e 30 de junho de 2026, e o prazo máximo para reembolso ou pagamento é 31 de agosto de 2026.

22 Apr 20263 min

Pagar IRS em prestações: Como pedir e quem pode fazê-lo
Taxes

If you are going to pay IRS, know that you can do it in installments.

Notice how to pay IRS in installments.

20 Apr 20263 min

Formas geométricas, com um fundo roxo por trás.
Tips

Save over 1,300 euros per year? Try the 52-week strategy.

Need to save money for a larger margin in your monthly family budget, or for a future project? There are various strategies you can use, such as the 52-week challenge. Have you heard of it? Find out how it works next.

17 Apr 20264 min

Mulher sentada no sofá, com computador no colo.
Taxes

Já entregou a declaração? Veja quanto tempo está a demorar o reembolso do IRS

Segundo o Ministério das Finanças, o prazo médio de pagamento dos reembolsos é de 14,1 dias. O valor médio devolvido ronda os 672 euros.

16 Apr 20262 min

Família a caminhar num campo ao pôr do sol, simbolizando estabilidade e equilíbrio alcançados através de uma boa gestão do orçamento familiar.
Tips

Manage a family budget? Get to know the 50/30/20 savings rule.

Are you losing control of your finances and need to implement discipline in your budget? The 50/30/20 strategy may be the solution for you.

15 Apr 20263 min

BCE volta a cortar taxas de juro, ainda que pouco confiante
Present

BCE returns to cut interest rates, still not very confident.

Despite reservations from some members of the European Central Bank (ECB), another interest rate cut was advanced in the month of June.

13 Apr 20263 min

BCE decide manter taxas de juro inalteradas
Present

BCE decides to keep interest rates unchanged

Interest rates will remain unchanged following the ECB decision. Review the numbers.

13 Apr 20262 min

BCE reduz taxas de juro em 0,25 pontos percentuais
Present

BCE reduces interest rates by 0.25 percentage points.

The European Central Bank has once again lowered interest rates by another 0.25 percentage points, with inflation decreasing.

13 Apr 20262 min

BCE volta a cortar taxas de juro em 0,25 pontos percentuais
Present

BCE cuts interest rates by 0.25 percentage points.

It's the third consecutive time that the European Central Bank (ECB) lowers interest rates.

13 Apr 20261 min

BCE corta taxas de juro em 25 pontos base pela 4.ª vez
Present

BCE cuts interest rates by 25 basis points for the 4th time.

The European Central Bank (ECB) announced the 4th reduction in 2024 of 25 basis points in its three main policy rates.

13 Apr 20263 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.