The tax benefit of exemption from taxes on home purchases has already reached 26 thousand young people. The average value of houses is around 189 thousand euros.
Authorized financial societies will now be able to provide 100% financing to young people up to 35 years old with the measure of public guarantee.
Almost half of the housing credits in 2024 were contracted by young people up to 35 years old, driven by new government incentives.
The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.
The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.
Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.
In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.
With the downward trend of Euribor in recent months, there has also been a decrease in mortgage installment for those with variable-rate loans. Check how much with practical examples below.
The process can take 4 to 12 weeks. Learn what influences the timeline and how to avoid delays.
This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.
When hiring a home loan, having a co-applicant or guarantor can improve financing conditions. With Father's Day approaching, find out if it is possible to contract a loan together, and how the process works.
The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.
When buying a house, two taxes must be paid: The Municipal Property Transfer Tax (IMT) and the Stamp Duty Tax (IS). But when do they need to be paid?
Reduction in rates reflects in lower monthly installments for newer contracts.
If you want to get a mortgage, but still have doubts about the process, this series of videos is for you.