Housing Credit Acquisition
New year, new house: Is now the right time to invest in a mortgage?
Evaluate the market, plan your finances, and compare bank proposals are the essential steps to start the year with the right housing credit.
Highlights
Housing Credit Acquisition
Public guarantee in housing credit depends directly on the financed amount.
The public guarantee offered by the State in housing credit is directly related to the amount financed by the bank.
Housing Credit Acquisition
High effort rates limit young people's access to public guarantees in housing loans.
Access by young people to state guarantees in housing credit has faced significant challenges, with the main obstacle being the high level of effort required to benefit from this support.
Housing Credit Acquisition
Credit risk cost expected to remain low in European banks in 2025.
European banks are expected to continue benefiting from low and stable credit risk costs in 2025, as forecasted by DBRS.