Tips
Businesses: Four tips to reduce costs without laying off or cutting salaries
Learn which strategies Portuguese consulting firm Expense Reduction Analysts considers essential for cutting costs in a company.
Related to: "Are you starting a business? Find out which mandatory insurances for companies are."
Multirisk Insurance
How does multi-risk insurance work?
Do you want to hire a multi-risk insurance, or have you come across the requirement for this insurance in the home loan process? Learn how the insurance that protects the property works in this article.
Insurance Renegotiation
A glossary to learn all the concepts of insurance.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
Mortgage Credit Transfer
Transfer of home loan, do I have to duplicate life and multirisk insurance?
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Housing Credit Acquisition
0% credit spread for housing? Watch out for the fine print.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?
Insurance Mediation
Can I hire insurance online?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
Multirisk Insurance
Insurance companies warn of the need for insurance covering seismic risk in Portugal.
With the latest earthquake in Portugal, the Portuguese Association of Insurers (APS) warns about the importance of having seismic events coverage in home insurance. Find out more at the following link:
Multirisk Insurance
Protect yourself from seismic risk with a multi-risk insurance. Find out how
Having several earthquake risk zones in Portugal, it is essential that homes are protected. That is the aim of a multi-risk insurance. Protecting homes and their contents in these cases. Find out how it works and how to hire.
Multirisk Insurance
Multirisk insurance: Ensure protection for your home.
Learn how to ensure the protection of your home with a comprehensive insurance policy.
Personal Accident Insurance
How does personal accident insurance work?
Want to hire personal accident insurance that protects you from everyday mishaps? Or have you come across the need to hire it? Find out how this insurance works.
Health Insurance
Health insurance and personal accident insurance: How do they ensure well-being?
Guarantee protection through health insurance and/or personal accident insurance.
Life Insurance
Until what age can I take out or transfer life insurance?
Are you going to take out life insurance at an older age? Or do you plan to transfer your life insurance to a new insurer halfway through the contract? We explain in this article the influence that age can have on the cost of life insurance.
Life Insurance
What is the difference between life insurance and health insurance?
There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.
Life Insurance
What distinguishes ITP/IDPAC coverages from IAD in life insurance?
At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Life Insurance
Can life insurance be declared on tax returns?
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.