Tips
Businesses: Four tips to reduce costs without laying off or cutting salaries
Learn which strategies Portuguese consulting firm Expense Reduction Analysts considers essential for cutting costs in a company.
Related to: "Are you starting a business? Find out which mandatory insurances for companies are."
Multirisk Insurance
How does multi-risk insurance work?
Do you want to hire a multi-risk insurance, or have you come across the requirement for this insurance in the home loan process? Learn how the insurance that protects the property works in this article.
Insurance Renegotiation
A glossary to learn all the concepts of insurance.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
Mortgage Credit Transfer
Transfer of home loan, do I have to duplicate life and multirisk insurance?
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Housing Credit Acquisition
Spread 0% on home loans? Pay attention to the fine print.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposal? Does it pay off compared to the other products that need to be hired?
Insurance Mediation
Can I hire insurance online?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
Multirisk Insurance
Seguradoras alertam para a necessidade de seguro que cubra risco sísmico em Portugal
Com a mais recente ocorrência do sismo em Portugal, a Associação Portuguesa de Seguradores (APS) alerta para a necessidade de ter a cobertura de fenómenos sísmicos no seguro mutlirriscos habitação. Perceba melhor em seguida.
Multirisk Insurance
Proteja-se do risco sísmico com um seguro multirriscos. Saiba como
Tendo Portugal diversas zonas de risco de sismo, é essencial que as habitações estejam protegidas. Esse é o objetivo de um seguro multirriscos. Proteger casas e respetivos recheios nestes casos. Saiba como funciona e como contratar.
Personal Accident Insurance
How does personal accident insurance work?
Want to hire personal accident insurance that protects you from everyday mishaps? Or have you come across the need to hire it? Find out how this insurance works.
Life Insurance
Until what age can I hire or transfer life insurance?
Are you going to take out life insurance at an older age? Or do you intend to transfer your life insurance to a new insurer halfway through the contract? We explain in this article what influence age can have on the cost of life insurance.
Life Insurance
What is the difference between life insurance and health insurance?
There are many doubts that arise when it comes to the difference between life insurance and health insurance. But the reality is that the two insurances can be distinguished by the coverage options. Therefore, we explain in this article what sets one insurance apart from the other.
Life Insurance
What distinguishes ITP/IDPAC coverage from IAD in life insurance?
In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Life Insurance
Can life insurance be declared on tax returns?
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
Life Insurance
Precision Medicine: Find out why you should have this coverage in your life insurance.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.
Life Insurance
What can impact the value of my life insurance?
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.