Life Insurance
What is a claim in life insurance?
What does the concept of "claim" mean in a life insurance policy? Find out next.
Related to: "Life insurance: Why can the insurer refuse the claim?"
Life Insurance Credit
Credit life insurance for mortgage: How does it work?
When hiring a home loan, you must also subscribe to a life insurance. But why is it necessary to associate this insurance with the loan and how does this product work?
Life Insurance Credit
Credit housing life insurance: What are the coverages?
A life insurance associated with a home loan needs to cover occurrences, so that banks allow the loan to be granted. The objective is for banking institutions to protect themselves and have the credit amount reimbursed in case of a claim.
Life Insurance
Until what age can I take out or transfer life insurance?
Are you going to take out life insurance at an older age? Or do you plan to transfer your life insurance to a new insurer halfway through the contract? We explain in this article the influence that age can have on the cost of life insurance.
Life Insurance
What is the difference between life insurance and health insurance?
There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.
Life Insurance Credit
Mortgage credit: Do I have to accept the life insurance that the bank imposes on me?
If you are applying for a home loan and are faced with the requirement to take out life insurance, know that this issue has some nuances. Learn about the current law regarding home loan life insurance.
Insurance Renegotiation
A glossary to learn all the concepts of insurance.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
Life Insurance
What distinguishes ITP/IDPAC coverages from IAD in life insurance?
At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Life Insurance Credit
Mortgage credit: Transferring life insurance can help lower the installment?
You may already know that it is possible to transfer your home loan to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? The savings can be significant, achieving better conditions. It's true, find out more next.
Life Insurance
Can life insurance be declared on tax returns?
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
Mortgage Credit Transfer
Transfer of home loan, do I have to duplicate life and multirisk insurance?
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Life Insurance
Precision Medicine: Find out why you should have this coverage in your life insurance.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.
Mortgage Savings Credit
Difficulty in paying home increases: How to lower loan installment?
The difficulty in paying for housing by the Portuguese has increased with the context of rising interest rates and inflation that we are going through. In times like these, find out how to lower the installment of your mortgage.
Housing Credit Acquisition
0% credit spread for housing? Watch out for the fine print.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?
Insurance Mediation
Can I hire insurance online?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.