Related to: "Insurance companies warn of the need for insurance covering seismic risk in Portugal."

How does multi-risk insurance work?
Multirisk Insurance

How does multi-risk insurance work?

Do you want to hire a multi-risk insurance, or have you come across the requirement for this insurance in the home loan process? Learn how the insurance that protects the property works in this article.

10 Aug 20234 min

Um glossário para conhecer todos os conceitos de seguros
Insurance Renegotiation

A glossary to learn all the concepts of insurance.

Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.

26 Sep 20235 min

Transferência do crédito habitação, tenho de duplicar os seguros de vida e multirriscos?
Mortgage Credit Transfer

Transfer of home loan, do I have to duplicate life and multirisk insurance?

To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.

25 Oct 20234 min

Spread 0% no crédito habitação? Atenção às letras pequeninas
Housing Credit Acquisition

0% credit spread for housing? Watch out for the fine print.

Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?

22 Nov 20234 min

Posso contratar um seguro online?
Insurance Mediation

Can I hire insurance online?

Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.

13 Dec 20233 min

Vai começar um negócio? Saiba quais os seguros obrigatórios para empresa
Personal Accident Insurance

Are you starting a business? Find out which mandatory insurances for companies are.

Are you starting a business and need to hire the mandatory insurance for a company? Find out which ones you need and how to streamline the process.

05 Apr 20243 min

Proteja-se do risco sísmico com um seguro multirriscos. Saiba como
Multirisk Insurance

Protect yourself from seismic risk with a multi-risk insurance. Find out how

Having several earthquake risk zones in Portugal, it is essential that homes are protected. That is the aim of a multi-risk insurance. Protecting homes and their contents in these cases. Find out how it works and how to hire.

30 Aug 20243 min

Seguro multirriscos: Assegure a proteção da sua casa
Multirisk Insurance

Multirisk insurance: Ensure protection for your home.

Learn how to ensure the protection of your home with a comprehensive insurance policy.

29 Oct 20241 min

Sentiu o sismo? Saiba como se preparar e proteger os seus bens
Present

Did you feel the earthquake? Learn how to prepare and protect your assets

The earthquake felt in Portugal with a magnitude of 5.3 on the Richter scale woke up and scared the Portuguese in the early hours, who are now asking themselves: What are we supposed to do in these cases? Let us remember then how to prepare in case of an earthquake.

26 Aug 20243 min

Até que idade posso contratar ou transferir o seguro de vida?
Life Insurance

Until what age can I take out or transfer life insurance?

Are you going to take out life insurance at an older age? Or do you plan to transfer your life insurance to a new insurer halfway through the contract? We explain in this article the influence that age can have on the cost of life insurance.

11 Aug 20234 min

Qual é a diferença entre seguro de vida e seguro de saúde?
Life Insurance

What is the difference between life insurance and health insurance?

There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.

11 Aug 20234 min

O que distingue as coberturas ITP/IDPAC de IAD no seguro de vida?
Life Insurance

What distinguishes ITP/IDPAC coverages from IAD in life insurance?

At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.

07 Nov 20234 min

Seguro de vida pode ser declarado no IRS?
Life Insurance

Can life insurance be declared on tax returns?

Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.

08 Nov 20234 min

Medicina de Precisão: Saiba porque deve ter esta cobertura no seu seguro de vida
Life Insurance

Precision Medicine: Find out why you should have this coverage in your life insurance.

Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.

03 Nov 20235 min

O que pode impactar o valor do meu seguro de vida?
Life Insurance

What can impact the value of my life insurance?

There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.

08 Jan 20243 min