House Purchase
What is the best month to buy a house?
Are you looking to buy a house, but unsure about the right moment to proceed? Let's see, month by month, the best times to acquire a property.
Related to: "What is the best month to buy a house?"
House Purchase
What should you do before buying a home?
Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.
Housing Credit Acquisition
FINE: Know how to analyze a credit proposal
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
House Purchase
House hunting: Where to start?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
What does the spread represent in mortgage credit?
Are you going to apply for a mortgage and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Understand how spread works so that you have a rate adjusted to your budget.
Housing Credit Acquisition
Diploma puts an end to the processing fee commission for loans.
New measures regarding credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this decree dictates the end of some commissions: find out more at [URL].
Housing Credit Acquisition
Mortgage for foreigners: What documents are needed?
Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.
Housing Credit Acquisition
Buying a house with a mortgage: What documents will the bank ask me for?
In order to analyze the risk level for a mortgage credit, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the mortgage credit, and how to choose the appropriate bank.
Housing Credit Acquisition
How much does it cost to get a mortgage?
Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.
Housing Credit Acquisition
How to lower the spread of my home loan?
The spread is one of the interest rates for mortgage loans and measures the level of risk a client poses to banking institutions. Its value depends on the guarantees provided by clients. Let's see how the spread is calculated, how to lower its value, and the impact of lowering it or not.
Housing Credit Acquisition
How to buy a foreclosed house?
Buying a foreclosed home can be a solution for those looking to acquire a property with less capital. A foreclosed property may have a lower purchase value, but it also has its disadvantages. Learn all about foreclosed houses.
House Purchase
Where are the famous people buying houses in Portugal?
Portugal has always been a popular destination for celebrities in the real estate market. Many famous individuals seek refuge in the country due to its tranquility, picturesque landscapes, and paradisiacal beaches. But in which areas are they investing?
House Purchase
Digital nomads in Portugal: Discover the new professional trend.
Digital nomadism gained strength with the most recent pandemic. In Portugal, a visa aimed at these workers was recently created. Read in this article what digital nomadism means and how it works in Portugal.