The earthquake felt in Portugal with a magnitude of 5.3 on the Richter scale woke up and scared the Portuguese in the early hours, who are now asking themselves: What are we supposed to do in these cases? Let us remember then how to prepare in case of an earthquake.
Do you want to hire a multi-risk insurance, or have you come across the requirement for this insurance in the home loan process? Learn how the insurance that protects the property works in this article.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
Are you starting a business and need to hire the mandatory insurance for a company? Find out which ones you need and how to streamline the process.
With the latest earthquake in Portugal, the Portuguese Association of Insurers (APS) warns about the importance of having seismic events coverage in home insurance. Find out more at the following link:
Learn how to ensure the protection of your home with a comprehensive insurance policy.
Are you going to take out life insurance at an older age? Or do you plan to transfer your life insurance to a new insurer halfway through the contract? We explain in this article the influence that age can have on the cost of life insurance.
There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.
At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.