Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
The exceptional measure by the Government, which allows for the withdrawal of funds from your retirement savings plan (PPR) to increase your savings or invest in another project/product without penalties, has been extended until the end of 2024.
The regime that allowed the refund of a retirement savings plan without penalties has been extended with some conditions until the end of 2024.
O Conselho de Ministros aprovou uma medida que permite os produtos individuais de reforma pan-europeus possam agora aceder ao mesmo benefício fiscal que acedem os PPR e Certificados de Reforma. Investe nestes produtos de poupança? Perceba melhor em seguida.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?
The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
The mortgage application process goes through several stages, starting with the submission of documents to the bank. Next, the bank needs to evaluate if the credit holders are eligible to proceed, and only then is the credit pre-approved. But what comes next?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Are you going to take out a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how the spread works so that you have a rate tailored to your budget.
New measures related to credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this legislation dictates the end of some commissions: find out which ones.
Are you a foreigner considering applying for a home loan in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms of conditions for locals, and what documents banks may request from you.
In order to apply for a home loan, it is necessary to meet certain conditions in order to have the proposal approved. In this article, we list the 4 requirements that you must meet in order to buy your home through a home loan.