Related to: "Portugal continues to attract foreigners to buy houses, even without tax incentives."

Crédito habitação para estrangeiros: Quais os documentos necessários?
Housing Credit Acquisition

Mortgage for foreigners: What documents are needed?

Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.

11 Aug 20234 min

Crédito habitação para emigrantes: Quais as condições?
Housing Credit Acquisition

Mortgage credit for emigrants: What are the conditions?

As a Portuguese emigrant living abroad, it is possible to buy a property in Portugal. However, the housing loan conditions may vary slightly, depending on certain factors. But which ones?

22 Aug 20234 min

Dia Mundial da Poupança: Conheça 3 clientes que ajudámos a poupar em créditos e seguros
Mortgage Savings Credit

World Savings Day: Get to know 3 clients we helped save on loans and insurance.

Savings in a Minute's main purpose is to help customers save with their credits and insurance. Therefore, on World Savings Day, we show you 3 cases of customers we have assisted, who accessed the best proposals in their products, with our free services.

30 Oct 20235 min

Crédito habitação para estrangeiros e não residentes: Um guia para comprar casa em Portugal
Home Loans for Non-Residents

Mortgage for foreigners and non-residents: A guide to buying a house in Portugal.

If you are a foreigner and/or not a resident in Portugal and are looking to buy a house, check here for all the information you need.

29 Oct 20241 min

Começar vida noutro país? 5 motivos para escolher Portugal como o seu novo lar
Housing Credit Acquisition

Starting life in another country? 5 reasons to choose Portugal as your new home.

If you are looking for a new country to welcome you for a fresh start in life, find out why Portugal can be the perfect choice.

11 Nov 20243 min

Morar em Portugal? Saiba as vantagens fiscais para residentes não habituais
Housing Credit Acquisition

Living in Portugal? Know the tax advantages for non-habitual residents.

If you want to buy a house in Portugal, get to know all the advantages of doing so through the tax regime for Non-Habitual Residents (NHR), which will soon be revoked.

04 Dec 20243 min

Como conseguir capitais para a entrada do crédito habitação?
Housing Credit Acquisition

How to obtain capital for the down payment on a mortgage?

Decided it's time to start saving money so you can buy your house with a mortgage credit? Today, it's necessary to have a financial cushion since banks don't finance properties 100%. Let's see how you can save for this purpose in the article.

10 Aug 20237 min

Como poupar dinheiro ao investir no mercado imobiliário?
Tips

How to save money when investing in real estate market?

The September column - Tips to save money with Gonçalo Malheiro, Financial Educator and creator of digital content related to finances, now addresses the topic of saving when investing in the real estate market.

30 Sep 20241 min

Portugal afirma-se como destino turístico ganhando 15 prémios no World Travel Awards
Housing Credit Acquisition

Portugal asserts itself as a tourist destination winning 15 awards at the World Travel Awards.

Braga, Madeira, Azores, Porto, and Lisbon were some of the Portuguese destinations that shined in the World Travel Awards.

26 Nov 20243 min

Especialistas preveem agravamento da crise habitacional em 2025
Housing Credit Acquisition

Specialists foresee worsening of housing crisis in 2025.

Specialists warn that the housing crisis in Portugal could worsen in 2025, with high prices and still insufficient supply to meet demand.

02 Jan 20255 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Housing credit glossary

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min