Housing Credit Acquisition
Starting life in another country? 5 reasons to choose Portugal as your new home.
If you are looking for a new country to welcome you for a fresh start in life, find out why Portugal can be the perfect choice.
Related to: "Portugal asserts itself as a tourist destination winning 15 awards at the World Travel Awards."
Housing Credit Acquisition
Living in Portugal? Know the tax advantages for non-habitual residents.
If you want to buy a house in Portugal, get to know all the advantages of doing so through the tax regime for Non-Habitual Residents (NHR), which will soon be revoked.
Housing Credit Acquisition
FINE: Know how to analyze a credit proposal
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Housing Credit Acquisition
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
Pre-approval of mortgage credit: What comes next?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?
Housing Credit Acquisition
How to make an early repayment of my home loan?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Housing Credit Acquisition
What does the spread represent in mortgage credit?
Are you going to apply for a mortgage and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Understand how spread works so that you have a rate adjusted to your budget.
Housing Credit Acquisition
Diploma puts an end to the processing fee commission for loans.
New measures regarding credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this decree dictates the end of some commissions: find out more at [URL].
Housing Credit Acquisition
Mortgage for foreigners: What documents are needed?
Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.
Housing Credit Acquisition
What are the requirements for an approved mortgage credit?
To be able to contract a housing loan, it is necessary to meet certain conditions in order to have the proposal approved. In this article, we list the 4 requirements that must be met in order to buy your house through a housing loan.
Housing Credit Acquisition
What is the maximum age to apply for a mortgage loan?
Currently, there are maximum deadlines for home loans depending on the borrowers' age and a maximum age limit to be able to contract this credit. In this article, we explain how financing deadlines and maximum age work.
Housing Credit Acquisition
Buying a house with a mortgage: What documents will the bank ask me for?
In order to analyze the risk level for a mortgage credit, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the mortgage credit, and how to choose the appropriate bank.