![How to lower the spread of my home loan?](https://media-manager.poupancanominuto.com/pnm_64b54781417b6326777381.jpg)
How to lower the spread of my home loan?
The spread is one of the interest rates for mortgage loans and measures the level of risk a client poses to banking institutions. Its value depends on the guarantees provided by clients. Let's see how the spread is calculated, how to lower its value, and the impact of lowering it or not.