Taxes
IMT: Real estate for resale purchased before Mais Habitação are entitled to exemption?
The Tax Authority clarifies which resale properties are entitled to IMT exemption under the Mais Habitação program.
Related to: "IMT Young Tax Exemption? Get to know the tables already in force"
Housing Credit Acquisition
Young people with exemption from IMT and IS without income limit, but with a limit on the value of the house.
Young people up to 35 years old will be exempt from taxes when buying their first house regardless of their income, but with limits on the property values. Find out how the measure will work next.
Taxes
IMT exemption for young people: Until when can they benefit?
Young people are entitled to IMT exemption if the purpose of the property remains the same, without changing the family unit or workplace. Learn more, afterwards.
Housing Credit Acquisition
IMT and IS exemption in effect as from August 1st: Young people postponing house deeds to benefit.
The measure will come into effect on the first day of next month, so young people up to 35 years old in the process of buying a house are postponing the signing of deeds in order to still be able to access the tax benefit. Understand if it is possible legally and how to access the measure.
Housing Credit Acquisition
Tax exemption on home purchase for young people goes into effect on August 1.
The decree-law on the measure regarding tax exemption on home purchases for young people between 18 and 35 years old has already been published and is set to take effect on August 1st. Let's recall the conditions of the measure.
Housing Credit Acquisition
Support measures for young people in housing are now in place. Clarify any doubts.
The new support measures for young people up to 35 years old to buy a house came into effect on August 1st. Therefore, find out the answers to the most frequently asked questions.
Housing Credit Acquisition
Purchase of home for young people: Exemption also applies to registration costs.
The tax exemption on home purchases for young people will not be the only one: the exemption of the records associated with the process will also be added. Learn more below.
Housing Credit Acquisition
All about the new housing support measures for young people.
The government has in force some support measures for young people buying a house. Understand all the measures in question.
Housing Credit Acquisition
Young people represented 54% of new home loans in August.
The age group of young people up to 35 years old has been the one that buys the most houses, justified by the new tax exemption measures associated with the process.
Housing Credit Acquisition
FINE: Know how to analyze a credit proposal
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Housing Credit Acquisition
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
Pre-approval of mortgage credit: What comes next?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?