Related to: "Stamp Duty on home purchase: What is it and when is it paid?"

Compra de casa: O que devo saber sobre a escritura?
House Purchase

Buying a house: What should I know about the deed?

Are you in the process of buying a house and the deed is approaching? Understand what this moment represents, what you have to pay, and which documents you need to take with you so that everything goes smoothly on the contract signing.

08 Nov 20234 min

Quais os impostos a pagar com a compra de uma casa?
Housing Credit Acquisition

What taxes to pay when buying a house?

When buying a property, you are subject to paying taxes under the Portuguese tax system. Usually, you have to pay the Municipal Property Transfer Tax (IMT) and the Stamp Duty Tax (IS). But what do these taxes represent? Is it possible to be exempt? Find out everything in this article.

24 Oct 20234 min

Compensa comprar casa para arrendar? Conheça os dados de 2023
Housing Credit Acquisition

Is it worth buying a house to rent out? Discover the 2023 data.

According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.

15 Jan 20243 min

Sabe quanto ganha o Estado por contribuinte? Impostos com compra de casa são dos mais altos
Housing Credit Acquisition

Do you know how much the State earns per taxpayer? Taxes on home purchase are among the highest.

For each taxpayer, the State collects a certain amount through taxes and social contributions. Do you know how much it is? And how much do taxes represent in buying a house? Read on.

24 Jan 20243 min

IMT e Imposto do Selo: Conheça os dois impostos associados à compra de casa
Taxes

IMT and Stamp Duty: Learn about the two taxes associated with buying a house.

Learn all about the two taxes to be paid when buying a house.

29 Oct 20241 min

Calendário fiscal: Conheça os prazos de pagamento destes impostos em 2024
Mortgage Savings Credit

Tax calendar: Learn about the payment deadlines for these taxes in 2024.

The tax calendar for 2024 is already known, specifically for IRS, IUC, and IMI. Do you pay any of these? Then stay informed about the following deadlines.

19 Jan 20243 min

IUC: O que é, quando se paga e o que muda em 2024
Personal Car Loan

IUC: What it is, when it is paid, and what changes in 2024

Do you have a car? Find out why you have to pay the vehicle tax, how much it is, and what changes this year.

11 Mar 20244 min

IMT: Imóveis para revenda comprados antes do Mais Habitação têm direito a isenção?
Taxes

IMT: Real estate for resale purchased before Mais Habitação are entitled to exemption?

The Tax Authority clarifies which resale properties are entitled to IMT exemption under the Mais Habitação program.

14 Mar 20242 min

Calculadora com tax 2024, IMI, caneta, caderno, óculos, clips e moedas em cima de folhas sob mesa
Taxes

If you are a homeowner, mark your calendar: May brings IMI payments.

For property owners or landowners, May brings the payment of the Municipal Property Tax (IMI) by the end of 2023. Find out if you may be exempt from this payment and, if not, what is the deadline to pay.

06 May 20243 min

Mãos à janela de carro com notas de 10 euros para simbolizar pagamento de IUC
Taxes

Do you have a car? Here are three important points about IUC.

Pay attention to these three important points highlighted by the Tax Authority on their social media regarding the Vehicle Tax (IUC).

07 May 20242 min

É possível ir pagando um imposto por partes? Saiba aqui
Taxes

Is it possible to pay a tax in parts? Find out here

The Tax and Customs Authority (AT) came to explain the issue: find out next.

03 Sep 20241 min

OE 2024. Vai comprar casa? Saiba se vai estar isento de IMT
Housing Credit Acquisition

OE 2024. Are you buying a house? Find out if you will be exempt from IMT

The boundaries of the Taxable Heritage Value of a property up to which it is exempt from paying IMT will change in 2024, as indicated by the new State Budget proposal for the next year. Therefore, if you are thinking of buying a house in 2024, take this factor into consideration. Find out the new threshold in this article.

18 Oct 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min