Related to: "Public guarantee in home purchase does not apply to couples with only one person under 35 years old."

Nota euros simbolizando compra de casa por jovens garantia governo
Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.

23 May 20242 min

Garantia pública para aquisição de casa por jovens extingue-se assim que pagos os 15%
Housing Credit Acquisition

Public guarantee for the purchase of a home by young people expires after paying the 15% percent.

The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.

29 May 20242 min

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?
Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

18 Jul 20242 min

Compra de casa: Garantia pública tem de entrar em vigor, no máximo, até setembro
Housing Credit Acquisition

Buying a house: Public guarantee must come into force by September at the latest.

The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.

11 Jul 20242 min

Financiamento a 100% no crédito habitação para jovens já pode ser pedido
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

30 Sep 20242 min

Casal jovem sentado em sofá com computador à frente e a sorrir simbolizando compra de casa por jovens com financiamento a 100% e isenções fiscais
Housing Credit Acquisition

100% home financing and tax exemptions for young people in force this month.

Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.

17 May 20242 min

Dúvidas sobre apoio do Governo a jovens na compra de casa? Assista a este webinar
Housing Credit Acquisition

Do you have questions about Government support for young people buying a house? Watch this webinar.

ComparaJá has partnered with two banks and a real estate consultant to discuss the new measures to support housing credit for young people, and clarify some of the doubts that have arisen.

18 Jul 20242 min

Como poupar milhares de euros na compra da primeira casa? | Dicas para poupar com Gonçalo Malheiro
Tips

How to save thousands of euros when buying your first home? | Tips on saving with Gonçalo Malheiro.

The new section "Tips for saving" with Gonçalo Malheiro, Financial Educator and creator of digital content related to finance, now explains how to save on buying a house.

30 Sep 20241 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

Everything about the new housing support measures for young people.

The government has in place some measures to support young people in buying a house. Understand all the measures involved.

29 Oct 20242 min

Encontre a melhor proposta de crédito habitação com os nossos simuladores
Housing Credit Acquisition

Find the best mortgage proposal with our simulators.

Looking to take out a mortgage? Transfer your credit to another bank? Now it's easier: Get to know the free online simulators of Poupança no Minuto, which show you the best credit proposal for you in one minute.

04 Dec 20233 min

Use (e abuse) destes simuladores para poupar no seu crédito habitação
Credit intermediation

Use (and abuse) these simulators to save on your mortgage credit.

Found your perfect home and need to hire a housing credit? Or are you stuck with the Euribor and want to change the conditions of your current housing credit? Poupança no Minuto offers two simulators to find the ideal solutions for you.

28 Feb 20243 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min