Related to: "Families increasing their debts. What to do?"

What does it mean to consolidate credits?
Personal Consolidated Credit

What does it mean to consolidate credits?

The sudden loss of income or the increase in interest rates can lead to situations of default in the payment of credit installments. An option capable of providing immediate savings is credit consolidation. How does it work?

11 Aug 20234 min

Como poupar com encargos, para suportar o custo do regresso às aulas?
Mortgage Credit Transfer

How to save on charges to support the cost of back-to-school?

The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?

09 Aug 20235 min

Incumprimento do crédito habitação: Saiba o que o PERSI pode fazer por si
Mortgage Savings Credit

Noncompliance with home loans: Find out what PERSI can do for you.

Are you in default with your home loan? The PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.

08 Nov 20232 min

Taxas máximas nos créditos vão subir em 2024: Como encontrar as mais baixas?
Housing Credit Acquisition

Maximum loan rates will rise in 2024: How to find the lowest rates?

The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.

21 Dec 20233 min

Como entrar em 2024 com a poupança certa?
Mortgage Savings Credit

How to enter 2024 with the right savings?

The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.

21 Dec 20237 min

Devo declarar em IRS as vendas que efetuo em 2.ª mão?
Taxes

Do I have to declare the sales I make second-hand in IRS?

DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.

20 Feb 20242 min

Taxas dos créditos aos consumidores aumentam: Como conseguir as melhores?
Personal Car Loan

Consumer credit rates rise: How to get the best ones?

In the second quarter, the maximum interest rates on consumer loans increased, according to the Bank of Portugal (BdP). Want to know how to get the best rates in the market for these loans? Read this article.

15 Mar 20242 min

Poupança mensal de 275 euros: Como o João e a Carla consolidaram os seus créditos
Personal Consolidated Credit

Monthly savings of 275 euros: How João and Carla consolidated their debts.

By consolidating their credits, João and Carla saved 275 euros monthly and 3,303.72 euros annually. Find out how!

02 May 20243 min

Governo destaca 3 medidas para melhorar a vida financeira dos portugueses
Tips

Government highlights 3 measures to improve Portuguese financial life.

With the new Government of Luís Montenegro, measures proposed by the Executive are emerging with an impact on the financial life of the Portuguese. Three are highlighted in an Instagram post: find out which ones.

16 Apr 20242 min

Cubos com percentagens de inflação e mão a fazer montes com os cubos
Tips

Inflation in March? Falls back to 2.4% in the Eurozone

It is the third consecutive time that inflation has decreased in the eurozone, now standing at 2.4% (closer to the ECB's medium-term target of 2%).

29 Apr 20242 min

Aumento das taxas de juro: Como baixar a prestação do meu crédito habitação?
Mortgage Credit Transfer

Increase in interest rates: How to reduce the installment of my housing loan?

The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?

19 Sep 20236 min

Crédito habitação: Amortizações antecipadas quase duplicam em 2023
Mortgage Credit Transfer

Mortgage credit: Early repayments nearly double in 2023

With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.

15 Feb 20242 min

Taxa de esforço das famílias aumenta para comprar e arrendar casa. Como baixar?
Housing Credit Acquisition

Taxa de esforço das famílias aumenta para comprar e arrendar casa. Como baixar?

O esforço das famílias para comprar e arrendar casa subiu face ao mesmo período o ano passado. Perceba o aumento e como pode baixar a taxa de esforço.

03 Jul 20243 min

Ansiedade financeira: Metade dos portugueses sentem ao pensar nas suas finanças
Tips

Ansiedade financeira: Metade dos portugueses sentem ao pensar nas suas finanças

Um estudo feito em Portugal concluiu que cerca de metade dos cidadãos sentem ansiedade financeira ao pensar nas suas finanças pessoais. Conheça todos os dados revelados, em seguida.

10 Jul 20243 min

Rendas: Conheça os novos apoios para inquilinos
Lease

Income: Get to know the new support for tenants

The rent brake imposed in 2023 ends in December, and new supports will be implemented from January. Find out what supports are available and the impact they can have on your budget.

31 Oct 20233 min