The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.
IRS starts being delivered in April, but there are deadlines to meet. Here are the important dates.
Automatic IRS facilitates taxpayers' lives by presenting a pre-filled declaration by the Tax Authority. Just confirm the data and submit, ensuring a simple process and a possibly faster refund.
If you want to receive your IRS refund as quickly as possible, submitting the declaration in the first days can make a difference. Processing is done on a first-come, first-served basis, and those who submit earlier are more likely to receive the money first.
Are you counting on the IRS refund? Note that the amount may be lower this year, and you may even be asked to pay. Understand what is at stake.
If you have a debt to the Tax Office and your IRS simulation shows a refund amount, you may not receive it. Understand it better, then.
The Tax Authority clarifies that if your IRS refund is less than 10 euros, you will not receive it. Understand better next.
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
Making an early repayment of your mortgage credit can have several purposes. If you have a ready monetary value to invest or want to use your savings to apply to your mortgage credit, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Until the end of the year, no commission is charged for early repayment of the home loan. Learn about the special regime and how much is charged outside of the current regime.
In 2023, it was possible to verify that early refunds and renegotiations significantly increased. According to the Bank of Portugal (BdP), this could be associated with the temporary suspension of fees. Understand better next.
It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.