Related to: "Are you young and looking for a house? The three government measures for housing."

Crédito habitação financiado a 100% e sem impostos até aos 35 anos: Perceba as medidas
Housing Credit Acquisition

Mortgage credit financed at 100% and tax-exempt until age 35: Understand the measures.

In the end, what does the new Government promise for young people's housing credit? 100% financing and no taxes are the measures in question.

16 Apr 20243 min

Chaves douradas sob fundo laranja simbolizando habitação
Housing Credit Acquisition

Are you young? Check out these nine housing measures from the Government.

With its program "Building Portugal: New Housing Strategy", the Government aims to keep young people in the country by ensuring access to housing. Learn about these nine planned measures.

27 May 20242 min

Nota euros simbolizando compra de casa por jovens garantia governo
Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.

23 May 20242 min

Garantia pública para aquisição de casa por jovens extingue-se assim que pagos os 15%
Housing Credit Acquisition

Public guarantee for the purchase of a home by young people expires after paying the 15% percent.

The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.

29 May 20242 min

Governo destaca 3 medidas para melhorar a vida financeira dos portugueses
Tips

Government highlights 3 measures to improve Portuguese financial life.

With the new Government of Luís Montenegro, measures proposed by the Executive are emerging with an impact on the financial life of the Portuguese. Three are highlighted in an Instagram post: find out which ones.

16 Apr 20242 min

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?
Housing Credit Acquisition

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?

Ainda que a garantia pública do Governo apoie os jovens na contratação do crédito habitação, as prestações mensais dos empréstimos podem continuar a ser elevadas. Saiba a opinião de analistas face a este tema, em seguida.

18 Jul 20242 min

Dúvidas sobre apoio do Governo a jovens na compra de casa? Assista a este webinar
Housing Credit Acquisition

Dúvidas sobre apoio do Governo a jovens na compra de casa? Assista a este webinar

O ComparaJá juntou-se a dois bancos e a uma consultora imobiliária para discutir as novas medidas de apoio ao crédito habitação para jovens, e esclarecer algumas das dúvidas que têm surgido.

18 Jul 20242 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage credit: What is the difference between APR and APRC?

When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?

11 Aug 20234 min

Mortgage Credit: Fixed, mixed or variable interest rate?
Housing Credit Acquisition

Mortgage Credit: Fixed, mixed or variable interest rate?

The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Mortgage glossary - https://www.example.com/credit-habitation-glossary.

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min

Pre-approval of home loan: What comes next?
Housing Credit Acquisition

Pre-approval of home loan: What comes next?

The mortgage application process goes through several stages, starting with the submission of documents to the bank. Next, the bank needs to evaluate if the credit holders are eligible to proceed, and only then is the credit pre-approved. But what comes next?

11 Aug 20233 min

How to make an early repayment of my home loan?
Housing Credit Acquisition

How to make an early repayment of my home loan?

Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.

11 Aug 20234 min

What does the spread represent in mortgage credit?
Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to take out a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how the spread works so that you have a rate tailored to your budget.

11 Aug 20233 min