Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
The measures announced by the Government to help the Portuguese with their home loans allow to slightly alleviate the amount they pay for the mortgage. But how much? And comparing with a home loan transfer, which option saves more? We explain, through concrete examples, the savings that can be generated by the various options.
So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.
It is already possible to join the Government measure to fix and reduce the value of your monthly home payment. Find out if you are eligible and, if you are not, how else you can save on your home loan.
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
According to a publication shared by the Government on social media, find out which social support will be reinforced in 2024. And if you are not entitled to any of these supports, learn about other options to lighten your budget.
The request can be made until March this year, and entitles you to a fixed amount of monthly installment in home credit. Learn how it works.
If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.
Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.
The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.
The new section "Tips for saving with Gonçalo Malheiro, Financial Educator and creator of digital content related to finance, now explains how to save on buying a home."
Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.
The government has in force some support measures for young people buying a house. Understand all the measures in question.
The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.