Housing Credit Acquisition
Mortgage credit: Interest rate decreases for the 7th consecutive month.
Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.
Related to: "Mortgage credit: Implicit interest rate decreases again in January."
Housing Credit Acquisition
Mortgage credit: Interest rate dropped for the 8th consecutive month.
In September, the implicit interest rate on housing loans fell for the 8th consecutive time, reaching 4.362%. Although still higher than the same period last year, according to the National Institute of Statistics (INE).
Housing Credit Acquisition
Interest rate on housing loans drops to 4.277% for the 9th month in October.
The implicit interest rate on housing credit continued to fall in October, marking the 9th consecutive month of decline, reaching 4.277%.
Housing Credit Acquisition
Interest rate on housing loans drops for the 10th month in November to 4.186%.
The implicit interest rate on home loans fell by 9.1 basis points in November, settling at 4.186%, down from 4.524% in November 2023.
Housing Credit Acquisition
Mortgage credit: Interest rate decreases again in December.
The mortgage interest rate fell to 4.091% in December, showing a decrease from the previous month, but still above the value of the same period in 2023, according to INE data.
Housing Credit Acquisition
The home loan interest rate dropped to 3.830% in February.
The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.
Mortgage Savings Credit
Average interest rate on new loans drops to 4.03% in January.
The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.
Housing Credit Acquisition
Housing: Prices rose 9.8% in the third quarter of 2024.
Housing prices increased by 9.8% in the third quarter of 2024, according to the INE, up 2.0 percentage points from the previous quarter.
Housing Credit Acquisition
Housing in Portugal: What to expect for 2025?
Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.
Housing Credit Acquisition
New year, new house: Is now the right time to invest in a mortgage?
Evaluate the market, plan your finances, and compare bank proposals are the essential steps to start the year with the right housing credit.
Housing Credit Acquisition
Housing: Portugal is the OECD country where it is most difficult to buy a house.
The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.
House Purchase
Who has greater purchasing power opts to purchase houses or apartments?
In the luxury real estate market, do clients with higher purchasing power acquire more houses or apartments? Find out the conclusion of this study next.
Housing Credit Acquisition
When is the best time to take out a home loan?
Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.
Housing Credit Acquisition
When does the money from the mortgage credit get deposited into the account?
In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.
Housing Credit Acquisition
FINE: Know how to analyze a credit proposal
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.