Housing Credit Acquisition
Interest rate on home loans decreases for the 6th consecutive month.
The implicit interest rate on home loans in July decreased for the 6th consecutive month to 4.487%. Read the data.
Related to: "Home loan: Interest rate on new contracts decreases for the 9th consecutive month."
Housing Credit Acquisition
Mortgage credit: Interest rate decreases for the 7th consecutive month.
Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.
Housing Credit Acquisition
Mortgage credit: Average interest rate for new operations decreases to 3.47%
Average interest rate of new housing credit operations decreased for the 11th consecutive month.
Mortgage Credit Transfer
European Central Bank cuts interest rates for the first time since 2016.
The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 following the tightening cycle of monetary policy started in 2022, easing loans for families. Check out the numbers.
Mortgage Credit Transfer
Will home installments decrease with falling interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?
Present
BCE returns to cut interest rates, still not very confident.
Despite reservations from some members of the European Central Bank (ECB), another interest rate cut was advanced in the month of June.
Housing Credit Acquisition
Will home installments remain high even with public guarantee in financing?
Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Housing Credit Acquisition
Search for housing credit increases in the eurozone in the 2nd quarter.
Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.
House Purchase
Buying and selling houses: Number of properties transacted decreased (a lot) in 2023.
The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.
Present
House prices increased by 8.6% from 2022 to 2023.
The median housing price rose from 2022 to 2023 by about 8.6%, to 1,611 euros/m2, with more significance in certain municipalities. Read the statistics more carefully next.
Housing Credit Acquisition
Mortgage with Euribor? Your installment can drop (quite a bit) in August.
August will bring relief, which can be significant, for those with housing loans linked to Euribor, in various terms. Find out how much in this article.
Housing Credit Acquisition
Mortgage Credit: 74% of new loans taken out at mixed rate
The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.
Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
Housing Credit Acquisition
How to make an early repayment of my home loan?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Housing Credit Acquisition
New housing credit measures: How to proceed with a request to the bank?
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.