Related to: "Home loan: Interest rate on new contracts decreases for the 9th consecutive month."

Taxa de juro nos créditos habitação diminui pelo 6.º mês consecutivo
Housing Credit Acquisition

Interest rate on home loans decreases for the 6th consecutive month.

The implicit interest rate on home loans in July decreased for the 6th consecutive month to 4.487%. Read the data.

27 Aug 20242 min

Crédito habitação: Taxa de juro diminui pelo 7.º mês consecutivo
Housing Credit Acquisition

Mortgage credit: Interest rate decreases for the 7th consecutive month.

Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.

27 Sep 20242 min

Banco Central Europeu desce taxas de juro pela primeira vez desde 2016
Mortgage Credit Transfer

European Central Bank cuts interest rates for the first time since 2016.

The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 following the tightening cycle of monetary policy started in 2022, easing loans for families. Check out the numbers.

07 Jun 20243 min

Prestações da casa vão baixar com a descida das taxas de juro?
Mortgage Credit Transfer

Will home installments decrease with falling interest rates?

The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?

17 Jun 20242 min

BCE volta a cortar taxas de juro, ainda que pouco confiante
Present

BCE returns to cut interest rates, still not very confident.

Despite reservations from some members of the European Central Bank (ECB), another interest rate cut was advanced in the month of June.

10 Jul 20243 min

Prestações da casa continuarão elevadas, mesmo com garantia pública no financiamento?
Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

18 Jul 20242 min

Procura de crédito habitação aumenta na zona euro no 2.º trimestre
Housing Credit Acquisition

Search for housing credit increases in the eurozone in the 2nd quarter.

Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.

26 Jul 20246 min

Compra e venda de casa: Número de imóveis transacionados baixou (muito) em 2023
House Purchase

Buying and selling houses: Number of properties transacted decreased (a lot) in 2023.

The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.

12 Aug 20241 min

Preço das casas aumentou 8,6% de 2022 para 2023
Present

House prices increased by 8.6% from 2022 to 2023.

The median housing price rose from 2022 to 2023 by about 8.6%, to 1,611 euros/m2, with more significance in certain municipalities. Read the statistics more carefully next.

19 Aug 20242 min

Crédito habitação com Euribor? A sua prestação pode baixar (bastante) em agosto
Housing Credit Acquisition

Mortgage with Euribor? Your installment can drop (quite a bit) in August.

August will bring relief, which can be significant, for those with housing loans linked to Euribor, in various terms. Find out how much in this article.

13 Aug 20242 min

Crédito habitação: 74% dos novos empréstimos contratados com taxa mista
Housing Credit Acquisition

Mortgage Credit: 74% of new loans taken out at mixed rate

The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.

10 Sep 20242 min

Se tem crédito habitação, em outubro sentirá alívio na prestação
Present

If you have a mortgage, in October you will feel relief in the installment.

The issue at hand is reductions that can amount to €100 monthly.

02 Oct 20242 min

How to make an early repayment of my home loan?
Housing Credit Acquisition

How to make an early repayment of my home loan?

Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.

11 Aug 20234 min

Novas medidas crédito habitação: Como avançar com pedido ao banco?
Housing Credit Acquisition

New housing credit measures: How to proceed with a request to the bank?

Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.

25 Sep 20234 min

Ao amortizar no crédito habitação, quanto tempo posso reduzir ao contrato?
Housing Credit Acquisition

When repaying a home loan, how much time can I reduce the contract?

Making an early repayment of your mortgage credit can have several purposes. If you have a ready monetary value to invest or want to use your savings to apply to your mortgage credit, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.

18 Dec 20234 min