Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.
As a Portuguese emigrant living abroad, it is possible to buy a property in Portugal. However, the housing loan conditions may vary slightly, depending on certain factors. But which ones?
Savings in a Minute's main purpose is to help customers save with their credits and insurance. Therefore, on World Savings Day, we show you 3 cases of customers we have assisted, who accessed the best proposals in their products, with our free services.
If you are looking for a new country to welcome you for a fresh start in life, find out why Portugal can be the perfect choice.
When it comes to housing credit for non-residents in Portugal, the process can seem confusing to foreigners. That's why we spoke with Kristen (fictional name), who explained how her process unfolded and the importance of seeking help from a real estate agency and, especially, a credit intermediary.
The search for housing by foreigners in Portugal has slowed down. Even though it still represents more than 22% of the demand, the end of the golden visas and the Non-Habitual Resident (NHR) regime has dictated this cooling off. However, did you know that a NHR 2.0 is now in effect? Learn more in this article.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Are you going to apply for a mortgage and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Understand how spread works so that you have a rate adjusted to your budget.
New measures regarding credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this decree dictates the end of some commissions: find out more at [URL].