Related to: "Mortgage with variable rate? Find out if your installment goes down in February."

BCE mantém taxas de juro inalteradas: “Momento certo para contratar melhores condições”
Mortgage Credit Transfer

BCE keeps interest rates unchanged: "Right time to secure better terms"

For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".

30 Oct 20234 min

Incerteza nas expectativas para a inflação? Saiba como garantir maior estabilidade financeira
Mortgage Savings Credit

Uncertainty in inflation expectations? Learn how to ensure greater financial stability.

Consumers' uncertainty about the values that inflation will reach in the near future has been growing, as found by the European Central Bank (ECB). Given this uncertainty, find out how to ensure greater stability in your wallet.

27 Nov 20233 min

Taxas de juro vão baixar no verão? Largarde assume possibilidade
Mortgage Savings Credit

Interest rates will lower in the summer? Lagarde assumes possibility.

Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.

24 Jan 20243 min

BCE mantém taxas de juro inalteradas na 1.ª reunião do ano
Mortgage Credit Transfer

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

05 Feb 20244 min

Centeno assume condições para corte nas taxas de juro
Mortgage Credit Transfer

Centeno assumes conditions for interest rate cuts.

Mário Centeno considers conditions to be met and the next ECB meeting will be on April 11, but the president only hints at interest rate cuts in the summer.

26 Mar 20242 min

Mais uma vez, BCE mantém taxas de juro inalteradas
Mortgage Credit Transfer

Once again, ECB keeps interest rates unchanged.

For the fifth time in a row, the European Central Bank (ECB) kept interest rates unchanged. Find out what is at stake and how to get lower rates on home loans.

19 Apr 20243 min

Banco Central Europeu desce taxas de juro pela primeira vez desde 2016
Mortgage Credit Transfer

European Central Bank cuts interest rates for the first time since 2016.

The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 after the tightening cycle of monetary policy that began in 2022, easing loans for households. Get to know the numbers.

07 Jun 20243 min

BCE volta a cortar taxas de juro, ainda que pouco confiante
Atualidade

BCE volta a cortar taxas de juro, ainda que pouco confiante

Ainda que com reservas de alguns membros do Banco Central Europeu (BCE), foi avançado mais um corte nas taxas de juro no mês de junho.

10 Jul 20243 min

Corte nas taxas de juro pode estar mais perto que o previsto no semestre passado
Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

27 Feb 20243 min

Crédito habitação: Taxas de juro caem pela 1.ª vez desde 2022
Housing Credit Acquisition

Home loan: Interest rates decreased for the first time since 2022.

For the first time since March 2022, housing credit interest rates have decreased, along with the average installment. Get to know the numbers released by INE, next.

25 Mar 20243 min

Uma mão a segurar chaves com um porta-chaves com uma casa que visa representar o ato de comprar casa
House Purchase

What should you do before buying a home?

Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

11 Aug 20236 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage credit: What is the difference between APR and APRC?

When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?

11 Aug 20234 min