Mortgage Credit Transfer
Will home installments decrease with falling interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?
Related to: "Mortgage with Euribor? Your installment will decrease in June."
Mortgage Credit Transfer
Mortgage credit: Average payment decreases for the first time since 2021.
It is the first time since December 2021 that the average monthly payment has fallen. This is due to a decrease of three euros.
Housing Credit Acquisition
Interest rate on home loans decreases for the 6th consecutive month.
The implicit interest rate on home loans in July decreased for the 6th consecutive month to 4.487%. Read the data.
Housing Credit Acquisition
Mortgage credit: Interest rate decreases for the 7th consecutive month.
Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.
Mortgage Savings Credit
Home loan installments decrease in the Euribor at three and six months in March.
Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.
Housing Credit Acquisition
Bank of Portugal considers raising interest rates a "cold shower" for the economy.
In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.
Present
House payments with Euribor decreases between €24 and €81 in September.
With the cut in benchmark interest rates, Euribor rates continue to decrease, leading to a progressive reduction in monthly payments for variable rate housing loans. Find out how much they could decrease in September.
Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
Mortgage Credit Transfer
Is the transfer of housing credit free of charge?
With the rise in interest rates, the difficulty in paying the monthly mortgage payments is greater. Therefore, it is important to look for saving solutions in credit, such as transferring it. Find out how this process works, and if it has costs.
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Mortgage Credit Transfer
How does the housing credit transfer work?
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
Mortgage Savings Credit
Tight budget on back to school? Find out how to spend less
The return to school is approaching and this is a financially turbulent time for parents. But there are some strategies that can help you spend less money and not tighten your budget. Let's see which ones?
Mortgage Credit Transfer
How to save on charges to support the cost of back-to-school?
The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?
Housing Credit Acquisition
Need a mortgage discharge? Learn what it is and how to get it.
Are you selling your property and have been asked to request the mortgage discharge from the bank? This document is essential for the deed, to release the bank from the debt associated with your property. Let's better understand what this document is and how you can obtain it.
Mortgage Credit Transfer
Increase in interest rates: How to reduce the installment of my housing loan?
The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?