Mortgage Credit Transfer
Will home loan payments decrease with the decrease in interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on housing loan installments?
Related to: "Mortgage with Euribor? Your installment will decrease in June."
Mortgage Credit Transfer
Mortgage credit: Average payment decreases for the first time since 2021.
It is the first time since December 2021 that the average monthly payment has fallen. This is due to a decrease of three euros.
Housing Credit Acquisition
Taxa de juro nos créditos habitação diminui pelo 6.º mês consecutivo
A taxa de juro implícita nos créditos habitação no mês de julho diminuiu pelo 6.º mês consecutivo para 4.487%. Leia os dados.
Mortgage Savings Credit
Home loan installments decrease in the Euribor at three and six months in March.
Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.
Housing Credit Acquisition
Bank of Portugal considers raising interest rates a "cold shower" for the economy.
In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.
Atualidade
Prestações da casa com Euribor descem entre 24€ e 81€ em setembro
Com o corte das taxas de juro diretoras, as taxas Euribor continuam a descer, o que tem levado à redução progressiva das prestações mensais dos créditos habitação com taxa variável. Saiba quanto poderá descer em setembro.
Mortgage Credit Transfer
Is the housing credit transfer free?
With the rise in interest rates, the difficulty in paying the monthly installments of the home loan is greater. Therefore, it is important to look for savings solutions in credit, such as transferring it. Find out how this process works, and if it has costs.
Housing Credit Acquisition
Mortgage glossary - https://www.example.com/credit-habitation-glossary.
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Mortgage Credit Transfer
How does the housing credit transfer work?
Are you unhappy with your current home loan? Have you tried renegotiating the terms of the contract without success? Understand how home loan transfer works in this article.
Mortgage Savings Credit
Tight budget on back to school? Find out how to spend less
The return to school is approaching and this is a financially turbulent time for parents. But there are some strategies that can help you spend less money and not tighten your budget. Let's see which ones?
Mortgage Credit Transfer
How to save on charges to support the cost of back-to-school?
The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?
Housing Credit Acquisition
Need a mortgage discharge? Learn what it is and how to get it.
Are you selling your property and have been asked to request the mortgage discharge from the bank? This document is essential for the deed, to release the bank from the debt associated with your property. Let's better understand what this document is and how you can obtain it.
Mortgage Credit Transfer
Increase in interest rates: How to reduce the installment of my housing loan?
The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?
Life Insurance Credit
Mortgage credit: Can transferring life insurance help lower the monthly payment?
You may already be aware that it is possible to transfer your mortgage credit to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? And the savings can be significant, achieving better conditions as well. It's true, find out more about it next.
Mortgage Credit Transfer
Can the bank prevent a credit transfer? Learn how to avoid this situation.
You are going through a home loan transfer process, and the signing day was canceled? It may have been because your bank did not send the credit information to the receiving bank. Find out how to avoid this situation next.