Mortgage Credit Transfer
Mortgage credit: Average payment decreases for the first time since 2021.
It is the first time since December 2021 that the average monthly payment has fallen. This is due to a decrease of three euros.
Related to: "Home credit with variable rate? Your installment may decrease in May."
Tips
Study points to increase in defaults and less money.
Inflation continues to show no significant decrease and the prices of products and services have remained a problem for the wallets of Portuguese people. According to a study, due to this situation, the increase in payment defaults has become increasingly evident. Find out what is at stake.
Tips
Three out of four families struggling to pay bills.
The data is from DECO PROteste and reveal that in 2023 there was less financial capacity among the Portuguese. Read the numbers disclosed.
Mortgage Credit Transfer
Home loan: BPI believes that only those with difficulties should fix the installment.
Based on a news article released by Notícias ao Minuto, João Pedro Oliveira e Costa, president of BPI (partner bank of Poupança no Minuto), believes that only families in difficulty should join the fixed monthly installment regime for housing credit - a government support measure. Let's see why.
Housing Credit Acquisition
Measure to fix the installment of the house? BdP warns of an increase in interest rates.
One of the measures taken by the Government to support Portuguese families with their home loans involves freezing the monthly installment at a fixed value for two years. However, the differential amount will have to be repaid...with interest, as warned by the Bank of Portugal.
Mortgage Credit Transfer
How much can my house installment go up in November?
The Euribor rates have risen again in October, which will now be reflected in the monthly installments of Portuguese home loans. See how much it can increase and learn a way to avoid the hike.
Housing Credit Acquisition
House installment fix: Bank can analyze your financial capability.
Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.
Mortgage Credit Transfer
I was under the PARI. Can I fix the house payment?
The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
Mortgage Credit Renegotiation
Inflation rate drops in Portugal and in the Eurozone.
The inflation rate is starting to decrease, both nationally and in the Eurozone. Learn about the data and find out how to stabilize your budget.
Mortgage Credit Transfer
The highest house rendering in December, but not as much as in November.
Data shows that the home loan installment increases again in December, but not as significantly as the increase in November. There is a slowdown, although a decrease is not yet expected. Read the simulations and see how you can lower your monthly home loan installment.
Mortgage Credit Renegotiation
Portuguese citizens believe the standard of living will worsen: How to prepare?
According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?
Mortgage Credit Renegotiation
House installment linked to 3-month Euribor will decrease in December and January.
For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.
Mortgage Savings Credit
Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.
For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.
Mortgage Credit Transfer
Variable-rate mortgage: How much will the payment increase in January?
With the January revision to housing loans with variable rate indexed to Euribor, Portuguese repayments will rise again, but it is the least significant increase since 2022. Find out the numbers at stake, and how to effectively reduce the installment.
Mortgage Savings Credit
Fixed installment of the house: You can still join the Government support.
The request can be made until March this year, and entitles you to a fixed amount of monthly installment in home credit. Learn how it works.