Housing Credit Acquisition
100% financed home loan with no taxes until age 35: Understand the measures.
What does the new Government promise for young people's housing credit? 100% financing and tax exemption are the measures in question.
Related to: "Purchase of house by young people: Government will guarantee up to 15% of acquisition value."
Housing Credit Acquisition
Are you young and looking for a house? The three government measures for housing.
If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.
Housing Credit Acquisition
Are you young? Check out these nine housing measures from the Government.
With its program "Building Portugal: New Housing Strategy", the Government aims to keep young people in the country by ensuring access to housing. Learn about these nine planned measures.
Housing Credit Acquisition
Public guarantee for the purchase of a home by young people expires after paying the 15% percent.
The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.
Housing Credit Acquisition
All about the new housing support measures for young people.
The government has in place some support measures for young people buying a house. Understand all the measures in question.
Housing Credit Acquisition
This young couple saved about 60 thousand euros by accessing 100% home financing.
This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.
Housing Credit Acquisition
Is there a maximum financing term for youth home loans with public guarantee?
Home loans for young people up to 35 years old with public guarantee have a maximum term for financing with the same rules as conventional home loans.
Housing Credit Acquisition
Will home installments remain high even with public guarantee in financing?
Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Housing Credit Acquisition
Buying a house: Public guarantee must come into force by September at the latest.
The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.
Housing Credit Acquisition
100% financing in housing credit available for young people can now be requested.
Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.
Housing Credit Acquisition
Public guarantee in home purchase does not apply to couples with only one person under 35 years old.
The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.
Housing Credit Acquisition
Public guarantee for 100% of credit compromises the debt-to-income ratio criterion.
The new measure of support for young people will make it easier to purchase property with credit for those who do not have savings for a down payment, but will increase the monthly payments and, consequently, the burden rate of borrowers.
Housing Credit Acquisition
High effort rates limit young people's access to public housing credit guarantees.
Young people's access to state-guaranteed housing credit has faced significant challenges, with the main obstacle being the high level of effort required to benefit from this support.
Housing Credit Acquisition
Public guarantee in mortgage credit depends directly on the financed amount.
Public guarantee offered by the State in home loans is directly related to the amount financed by the bank.
Housing Credit Acquisition
New housing credit measures: How to proceed with a request to the bank?
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.