Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Are you going to take out a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how the spread works so that you have a rate tailored to your budget.
New measures related to credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this legislation dictates the end of some commissions: find out which ones.
Are you a foreigner considering applying for a home loan in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms of conditions for locals, and what documents banks may request from you.
In order to analyze the risk level for a home loan, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the home loan, and how to choose the appropriate bank.
Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.
The spread is one of the interest rates for mortgage loans and measures the level of risk a client poses to banking institutions. Its value depends on the guarantees provided by clients. Let's see how the spread is calculated, how to lower its value, and the impact of lowering it or not.
Buying a foreclosed home can be a solution for those looking to acquire a property with less capital. A foreclosed property may have a lower purchase value, but it also has its disadvantages. Learn all about foreclosed houses.
Since always, Portugal has been a destination for celebrities in terms of the real estate market. Due to its tranquility, along with the landscapes and paradisiacal beaches, several celebrities come to seek refuge in the country. But in which areas are they investing?
Digital nomadism gained strength with the most recent pandemic. In Portugal, a visa aimed at these workers was recently created. Read in this article what digital nomadism means and how it works in Portugal.
In Ericeira, known as the surf village and digital nomads paradise, many are now seeking to live there due to its beautiful landscapes and long beaches. And the best part: It's only 30 minutes away from the capital. Discover the benefits of this area.