Life Insurance Credit
Credit life insurance for mortgage: How does it work?
When hiring a home loan, you must also subscribe to a life insurance. But why is it necessary to associate this insurance with the loan and how does this product work?
Related to: "How does life insurance for a home loan work?"
Life Insurance Credit
Credit housing life insurance: What are the coverages?
A life insurance associated with a home loan needs to cover occurrences, so that banks allow the loan to be granted. The objective is for banking institutions to protect themselves and have the credit amount reimbursed in case of a claim.
Insurance Renegotiation
A glossary to learn all the concepts of insurance.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
Life Insurance
What distinguishes ITP/IDPAC coverages from IAD in life insurance?
At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Mortgage Credit Transfer
Transfer of home loan, do I have to duplicate life and multirisk insurance?
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Insurance Mediation
Can I hire insurance online?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
Tips
8 tips to save on loans, insurance, and other charges.
Get to know the 8 tips from DECO Proteste, mentioned by Notícias ao Minuto, to start saving on loans, insurance, and other expenses, and improve your personal finances.
Life Insurance
What are the advantages of hiring life insurance?
Hiring a life insurance tailored to your needs and budget is easier when you are well informed. Find out how life insurance works in Portugal and all the benefits of taking it out.
Life Insurance Credit
Mortgage credit: Do I have to accept the life insurance that the bank imposes on me?
If you are applying for a home loan and are faced with the requirement to take out life insurance, know that this issue has some nuances. Learn about the current law regarding home loan life insurance.
Life Insurance Credit
Mortgage credit: Transferring life insurance can help lower the installment?
You may already know that it is possible to transfer your home loan to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? The savings can be significant, achieving better conditions. It's true, find out more next.
Life Insurance
Until what age can I take out or transfer life insurance?
Are you going to take out life insurance at an older age? Or do you plan to transfer your life insurance to a new insurer halfway through the contract? We explain in this article the influence that age can have on the cost of life insurance.
Life Insurance
What is the difference between life insurance and health insurance?
There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.
Life Insurance
Can life insurance be declared on tax returns?
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
Life Insurance
Precision Medicine: Find out why you should have this coverage in your life insurance.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.
Life Insurance
What can impact the value of my life insurance?
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.