Related to: "Alunos do 1.º ao 12.º ano vão passar a ter literacia financeira no Porto "

Portugal como 2.º pior país da UE classificado em literacia financeira
Mortgage Savings Credit

Portugal ranked as the 2nd worst country in the EU in financial literacy.

According to a study released, after Romanians, the Portuguese are not very financially literate about topics such as interest rates and inflation. Get to know the numbers involved.

08 Mar 20243 min

Literacia financeira: 10 conselhos a que deve atentar com a nova legislatura
Tips

Financial literacy: 10 tips to keep in mind with the new legislature

Read these 10 topics for which DECO PROteste draws attention, informing consumers about their rights in the new legislative period.

03 May 20246 min

Literacia financeira vai ser disciplina como projeto-piloto em sete escolas
Atualidade

Literacia financeira vai ser disciplina como projeto-piloto em sete escolas

Por forma a preencher uma lacuna existente na sociedade portuguesa, foi avançado um projeto a aplicar no próximo ano letivo: literacia financeira como disciplina, em sete escolas de Portugal.

25 Jul 20243 min

Ensinar finanças aos mais novos: O verão pode ser o período ideal
Tips

Ensinar finanças aos mais novos: O verão pode ser o período ideal

Veja estas três dicas de como ensinar aos mais novos a cuidar das finanças, através de atividades que conjugam a diversão com a educação.

19 Aug 20243 min

Educar os mais novos sobre finanças? Confira estas dicas
Tips

Educar os mais novos sobre finanças? Confira estas dicas

Com mais um regresso às aulas, continua a ser importante os mais novos começarem a estar cientes para a literacia financeira. Estas dicas podem ajudar.

10 Sep 20242 min

Mesa castanha onde estão duas pessoas sentadas. Na mesa estão algumas folhas, uma pequena casa de madeira e uma das pessoas segura uma calculadora. A imagem visa representar intermediários de crédito habitação
Credit intermediation

Housing credit intermediaries - What are they and why use these services?

If you are thinking of buying a house or getting credit to achieve another personal goal such as buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?

11 Aug 20237 min

Uma mão a segurar chaves com um porta-chaves com uma casa que visa representar o ato de comprar casa
House Purchase

What should you do before buying a home?

Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Know how to analyze a credit proposal

When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

11 Aug 20236 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage credit: What is the difference between APR and APRC?

When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?

11 Aug 20234 min

Glossário do crédito habitação
Housing Credit Acquisition

Mortgage glossary - https://www.example.com/credit-habitation-glossary.

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min

What does it mean to consolidate credits?
Personal Consolidated Credit

What does it mean to consolidate credits?

The sudden loss of income or the increase in interest rates can lead to situations of default in the payment of credit installments. An option capable of providing immediate savings is credit consolidation. How does it work?

11 Aug 20234 min

Pre-approval of home loan: What comes next?
Housing Credit Acquisition

Pre-approval of home loan: What comes next?

The mortgage application process goes through several stages, starting with the submission of documents to the bank. Next, the bank needs to evaluate if the credit holders are eligible to proceed, and only then is the credit pre-approved. But what comes next?

11 Aug 20233 min

What does the spread represent in mortgage credit?
Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to take out a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how the spread works so that you have a rate tailored to your budget.

11 Aug 20233 min