Use and abuse these simulators to save on your home loan.

Need a simulator to hire the best housing credit conditions? We have it!  

Are you looking for a home loan to hire, but don't know which banks to turn to? With this Poupança no Minuto New Credit Simulator, by entering the information about what you want, you will find the bank with the best conditions for you!

To do this, you must enter the following information in this simulator: 

• When do you intend to buy your house and take out a loan?
• The value you intend to give for your home;  
• How many people will contract the credit and their respective ages?  
• Your income - how much you earn monthly and how much you spend on credits and other charges.

To have access to the simulation, you must finally provide your data and, thus, receive the result in your email with the most advantageous credit proposal for you.

From there, you can proceed with your process with the free help of credit intermediaries from Poupança no Minuto. They assist you with the entire process, from the bureaucratic part to the moment of deed of your new house.

Note that intermediaries are specialists in communicating and negotiating with banks so that you can access credit more in line with your context, needs, and preferences!

Need a simulator to transfer your housing credit conditions? We also have it!  

If you already have a home loan, but are looking for better conditions for it in different banks - try the Credit Transfer Simulator from Poupança no Minuto.

Are you tied to the Euribor and the increase of your monthly payment? You don't have to be, you can change your interest rate to fixed or mixed regime.

This simulator will search for a new proposal, with more favorable conditions, so you can get a lower installment.  

To do this, you will need to provide the following information: 

• When did you contract your mortgage loan?
• What was the contracted amount at the time and how much is still owed;  
• How many people contracted credit and their respective ages?  
• Your income - how much you earn monthly and how much you spend on credits and other expenses.  

You need to enter your data at the end of the simulation again, so that you can receive the result in your email and find out which bank can offer you better conditions than the current ones you have contracted.

Afterwards, the credit intermediaries from Poupança no Minuto will contact you to provide constant support throughout the process, and (the best part) is that it is free!