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Tudo sobre as novas medidas de apoio à habitação para jovens

All about the new housing support measures for young people.

The Government has in place several measures to support young people in buying a house. Understand all the measures in question.

29 Oct 20242 min

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The Portuguese government has launched some measures benefiting young people in buying a house, ensuring 100% financing in home credit and various tax exemptions. Young people up to 35 years old can now enjoy exemptions from the Municipal Property Transfer Tax (IMT) and Stamp Duty (IS) based on the value of the house, and a public guarantee covering up to 15% of the acquisition value. The measures also include exemptions for registration costs, facilitating the buying process.

Get to know everything about these measures, aimed at supporting the entry of young Portuguese into the housing market.

Related articles:

  1. Mortgage funded 100% with no taxes until age 35: Understand the measures. (Translated from Portuguese)
  2. Home financing at 100% and tax exemptions for young people in force this month. Read more at: here.
  3. Are you young and looking for a house? The three measures of the Government for housing. (Translated from Portuguese)
  4. Purchase of house by young people: Government will guarantee up to 15% of the acquisition value. [https://www.poupancanominuto.com/artigos/credito-habitacao/compra-de-casa-por-jovens-governo-vai-garantir-ate-15-do-valor-de-aquisicao]
  5. Young people with exemption from IMT and IS without income limit, but rather based on the value of the house. Visit https://www.poupancanominuto.com/artigos/credito-habitacao/jovens-com-isencao-de-imt-e-is-sem-limite-no-rendimento-mas-sim-no-valor-da-casa
  6. Public guarantee for housing purchase by young people expires once the 15% is paid. Translate the content above to Portuguese: Garantia pública para compra de habitação por jovens expira assim que os 15% forem pagos.
  7. IMT exemption for young people: Until when can they benefit? Click here for more information: Link
  8. Purchase of a house for young people: Exemption extended to the cost of registration.
  9. Measures to support young people in housing are now in effect. Clarify your doubts. More info
  10. Exemption from IMT for Young People? Know the tables already in force.
  11. 100% financing on home loans for young people is now available. Visit https://www.poupancanominuto.com/artigos/credito-habitacao/financiamento-a-100-no-credito-habitacao-para-jovens-ja-pode-ser-pedido
  12. Public guarantee for home purchase does not cover couples with only one young person up to 35 years old.
  13. Public guarantee for 100% of the credit compromises the effort rate criterion.

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