analytics
Encontre a melhor proposta de crédito habitação com os nossos simuladores

Find the best mortgage proposal with our simulators.

Looking to take out a mortgage? Transfer your credit to another bank? Now it's easier: Get to know the free online simulators of Poupança no Minuto, which show you the best credit proposal for you in one minute.

04 Dec 20234 min

Liked what you just read? Share it!

Poupança no Minuto/FinanceFY brings advantageous news for home credit customers: as a credit intermediary, it now provides simulators that allow contractors to find the best financing proposal for themselves. This is in terms of contracting a new mortgage loan, but also for transferring your loan to another bank.

Simulator for hiring new home loan.

So, if you are looking for a new housing credit, you can use the New Housing Credit Simulator by following these steps:

  • Step 1 - Access the Minute Savings website and simulate New Credit;  
  • Step 2 - Indicate when you intend to buy your new house.
  • Step 3 - Indicate the value of the house you want to buy.  
  • Step 4 - Specify how many people will take out the credit and their respective ages.  
  • Step 5 - Finally, indicate how much you earn monthly and how much you spend on credits and other charges.

Afterwards, just enter your data to have access to the result of the simulation in your email and discover which credit proposal is most advantageous for your case.

From there, you can decide if you want to advance the process with the help of credit intermediaries from Poupança no Minuto. Regarding this, you should know that the services are completely free, and that there will be agents available to give you all the necessary support and guidance throughout the credit contracting process.

Intermediaries are experts in negotiating and communicating with banks, which allows them to have access to various simulations and help you choose the most suitable one for your situation.

Simulator to transfer your home credit.

In case you are looking to transfer your mortgage credit to another bank, Poupança no Minuto provides a Simulator for this purpose.

If the increase in your monthly installment, resulting from the constant rise in Euribor rates, has caused you anxiety and you are looking for a new proposal, with access to a different interest rate regime, this is the option for you.

Let's see the steps you must follow in the Mortgage Credit Transfer Simulator.

  • Step 1 - Access the Poupança no Minuto website and simulate a Housing Credit Transfer.  
  • Step 2 - Indicate when you contracted your credit;  
  • Step 3 - Indicate the amount you hired and the amount you still owe to the bank.
  • Step 4 - Indicate how many people hired the loan and their respective ages.
  • Step 5 - Finally, indicate how much you earn monthly and how much you spend on credits and other.

So, if you are unhappy with the conditions of your housing credit, move: Transfer the credit to another bank through the best proposal presented to you in the simulator.

When buying a house, Poupança no Minuto is your greatest ally! Discover the best credit option and make the decision, always with the help of credit intermediaries, if you wish.

So, instead of going from bank to bank and comparing proposals alone, you can have access to online simulations in a few minutes, guaranteeing a free follow-up close to credit intermediation.

With Poupança no Minuto, you not only save in your wallet, but also save time and avoid bureaucracy! Contact the intermediaries for more information here.

Newsletter

Subscribe to our newsletter and don't miss any content.



Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.