Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
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January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).
The mixed interest rate combines two regimes: the fixed rate with the variable rate. What has been shown to be the most advantageous option for many clients. Learn how it works.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
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Os jovens já poderão fazer o pedido para aceder ao financiamento a 100% na compra de casa com crédito habitação, através da nova medida de garantia pública.
Taxa de juro implícita dos créditos hipotecários desceu pelo 7.º mês consecutivo no mês de agosto, para 4,417%. Leia os números em seguida.
Sabe qual o objetivo dos rácios Loan-to-cost (LTC) e Loan-to-value (LTV) num financiamento? Fique a perceber.
A melhora que se tem vindo a sentir no mercado da habitação, com as novas medidas de apoio aos jovens e as taxas de juro a descer, trazem pontos positivos como o aumento das vendas, mas, em linha contrária: o aumento de preços das casas também. Perceba melhor, em seguida.
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