Housing Credit Acquisition

New year, new home: Is it the right time to invest in a mortgage?

Evaluate the market, plan your finances, and compare banking proposals are essential steps to start the year with the right housing credit.

Reading time: 2 mins.
Housing Credit Acquisition

Housing in Portugal: What to expect for 2025?

Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.

Reading time: 3 mins.
Housing Credit Acquisition

Home loan: Interest rate decreases again in December.

The mortgage interest rate dropped to 4.091% in December, showing a decrease from the previous month, but still above the value of the same period in 2023, according to INE data.

Reading time: 2 mins.
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

Reading time: 2 mins.
Personal Consolidated Credit

What credits can I consolidate?

Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.

Reading time: 2 mins.
Life Insurance Credit

How does homeowners' insurance life credit work?

Are you hiring a mortgage and facing the requirement of hiring life insurance? Learn how it works.

Reading time: 1 mins.

Highlights

The most common mistakes in hiring credit and how to avoid them.

Avoiding the following mistakes when hiring your credit is crucial to ensure that it is a useful tool, and not a financial burden. Planning, comparing, and understanding the conditions are fundamental steps for responsible and calm management of your budget.

Personal credit Home filling

Need to furnish your home? Get to know personal credit for home furnishings.

Personal credit to fill the house can be an excellent way to transform your space, as long as it is planned responsibly and adjusted to your real needs.

Home Improvement Loan

Home renovation loan: Invest in the transformation of your house.

Renovating your home can be an important step to increase the comfort and value of your property. With housing credit for renovations, you have the opportunity to transform your property in a smart and financially advantageous way.

Lifestyle

Which signs plan Christmas gifts better?

Some signs are more well known than others when it comes to financial and physical gift planning, especially during this Christmas season. Find out if you are one of them.

Latest

Impostos

Como consultar a sua carreira contributiva?

Quer saber quantos anos já descontou para a Segurança Social e quais os salários registados? Agora pode consultar esta informação online, de forma simples e rápida, através do portal da Segurança Social Direta.

Crédito Habitação Aquisição

Subsídio de alimentação em cartão conta para a taxa de esforço no crédito habitação?

Nem todos os rendimentos são considerados pelos bancos ao calcular a taxa de esforço no crédito habitação, por isso saiba se o subsídio de alimentação pago em cartão é um deles.